Roof Warranties 101: Understanding Your Options in New England

When it comes to investing in a new roof, understanding the warranty that comes with it is just as important as choosing the right materials and contractor. A roof warranty provides peace of mind, ensuring that your investment is protected for years to come. However, roof warranties can be complex, and not all warranties are created equal. In this guide, we’ll break down the key elements of roof warranties, what homeowners need to know, and how to ensure you’re getting the best coverage for your home.

Why Roof Warranties Matter

A roof is one of the most significant investments you’ll make in your home. It’s your first line of defense against the elements, and a well-installed roof can last decades. However, even the best roofs can encounter issues, whether due to material defects, installation errors, or extreme weather conditions. This is where a roof warranty comes into play. A warranty is essentially a guarantee from the manufacturer or contractor that if something goes wrong with your roof within a certain period, they will cover the cost of repairs or replacements.

Types of Roof Warranties

There are generally three types of warranties you’ll encounter when installing a new roof: manufacturer’s warranties, workmanship warranties, and extended warranties. Understanding the differences between these warranties is crucial to knowing what is covered and for how long.

1. Manufacturer’s Warranty

The manufacturer’s warranty, also known as a material warranty, covers the roofing materials themselves. This type of warranty guarantees that the materials used in your roof are free from defects and will perform as expected for a specified period.

Coverage: Manufacturer’s warranties typically cover defects in the roofing materials, such as shingles, tiles, or metal panels. They do not cover issues caused by improper installation or other factors not related to the material itself.
Duration: The length of a manufacturer’s warranty can vary widely depending on the material. Asphalt shingles, for example, may come with a warranty ranging from 20 to 50 years, while metal roofing might have a warranty of 40 to 70 years.
Limitations: It’s important to note that manufacturer’s warranties often come with prorated coverage. This means that the coverage decreases over time. For example, if your roof has a 30-year warranty, you might only receive full coverage for the first 10 years, with the coverage decreasing each subsequent year.

2. Workmanship Warranty

The workmanship warranty, provided by the roofing contractor, covers the installation of the roofing materials. This warranty ensures that the roof was installed correctly and that any installation-related issues will be addressed by the contractor.

Coverage: Workmanship warranties typically cover issues like leaks, poor installation, and other problems that arise from improper installation practices. They do not cover material defects, which fall under the manufacturer’s warranty.
Duration: The duration of a workmanship warranty can vary depending on the contractor. Some contractors may offer warranties ranging from 1 to 10 years, while others might offer lifetime coverage. The length and terms of this warranty are often a reflection of the contractor’s confidence in their work.
Limitations: Workmanship warranties may have limitations based on the materials used, weather conditions, or maintenance requirements. It’s essential to understand the specific terms of your contractor’s warranty before committing.

3. Extended Warranties

Some manufacturers and contractors offer extended warranties that provide additional coverage beyond the standard material and workmanship warranties. These warranties often come at an additional cost but can offer more comprehensive protection.

Coverage: Extended warranties may cover both materials and workmanship for an extended period, sometimes offering coverage for the entire lifespan of the roof. They may also include additional perks like periodic inspections and maintenance services.
Duration: The length of an extended warranty can vary, but it typically extends the coverage of the original warranties by several years or more.
Cost: Extended warranties usually come with an additional cost, which can be a percentage of the total roof installation cost. While it’s an added expense, the peace of mind and additional coverage can be worth it for many homeowners.

Key Elements to Consider in a Roof Warranty

Not all roof warranties are created equal, and it’s important to know what to look for when evaluating your options. Here are some key elements to consider:

1. Transferability

One important aspect to consider is whether the warranty is transferable. If you plan to sell your home before the warranty expires, a transferable warranty can be a significant selling point. A transferable warranty allows the new homeowner to take over the remaining coverage, making your home more attractive to potential buyers.

2. Proration

As mentioned earlier, many warranties are prorated, meaning the coverage decreases over time. It’s crucial to understand how the proration works and when it begins. For example, some warranties may offer full coverage for the first 10 years, with a gradual reduction in coverage each year after that.

3. Exclusions

Every warranty has exclusions—specific conditions or issues that are not covered. Common exclusions include damage caused by natural disasters (like hurricanes or tornadoes), improper maintenance, or unauthorized repairs. Make sure to read the fine print and understand what is and isn’t covered under your warranty.

4. Claim Process

Understanding the process for filing a claim is essential. Some warranties require you to follow specific steps, such as notifying the manufacturer or contractor within a certain timeframe or using specific forms. Failure to follow these procedures could result in a denied claim. It’s also a good idea to ask about the average turnaround time for claim resolution.

5. Maintenance Requirements

Many warranties have maintenance requirements that must be met to keep the warranty valid. This could include regular inspections, cleaning, or minor repairs. Failure to adhere to these requirements could void your warranty. Be sure to understand what’s required and keep records of all maintenance performed.

Common Misconceptions About Roof Warranties

Roof warranties can be confusing, and there are several common misconceptions that homeowners should be aware of:

1. “A Longer Warranty Means a Better Roof”

While a longer warranty might seem like a better deal, it’s not always indicative of a higher-quality roof. The terms and conditions of the warranty are more important than the duration. A longer warranty with numerous exclusions and proration may offer less protection than a shorter, more comprehensive warranty.

2. “All Roof Damage Is Covered”

Many homeowners mistakenly believe that their roof warranty covers any and all damage that occurs. However, most warranties are limited to specific issues, such as material defects or installation errors. Damage caused by external factors, like severe weather or lack of maintenance, is typically not covered.

3. “Warranties Cover Labor Costs for Repairs”

Not all warranties cover the labor costs associated with repairs or replacements. Some warranties may only cover the cost of the materials, leaving you to pay for the labor. It’s important to clarify what’s included in your warranty and whether labor costs are covered.

Tips for Maximizing Your Roof Warranty

To get the most out of your roof warranty, there are a few steps you can take:

1. Choose a Reputable Contractor

The quality of the installation is just as important as the materials used. Choosing a reputable contractor who offers a strong workmanship warranty can help ensure your roof is installed correctly and that any issues will be covered.

2. Understand the Terms

Take the time to read and understand the terms of your warranty. Don’t be afraid to ask questions or seek clarification from your contractor or the manufacturer. Knowing what’s covered—and what’s not—can save you from unpleasant surprises down the line.

3. Keep Records

Maintain detailed records of your roof’s installation, including the contract, warranty documents, and any maintenance or repairs performed. These records can be invaluable if you need to file a claim.

4. Perform Regular Maintenance

Regular maintenance is key to keeping your roof—and your warranty—in good standing. Schedule periodic inspections, clean your gutters, and address any minor issues before they become major problems.

Protecting Your Investment with Conde Roofing

A roof warranty is an essential part of protecting your investment in your home. By understanding the different types of warranties, the key elements to consider, and the common misconceptions, you can make informed decisions that will keep your roof—and your home—protected for years to come.

If you’re in the market for a new roof or if you have questions about your existing roof warranty, don’t hesitate to reach out to us at Conde Roofing. We can help you navigate the complexities of roof warranties and ensure you’re getting the best coverage for your home.

Understanding Roof Warranties: What Homeowners Need to Know