First and foremost, it’s important to know that the roof insurance claim process varies depending on various factors, including what your specific insurance provider covers, what the issues are with your roof, and more. Making a roof damage insurance claim may seem like a hassle, but rest assured knowing it’s not. It’s just a matter of following the proper steps and providing the necessary documentation to your insurer.
After a severe storm damages your home’s roof, you must contact your insurance company to file a claim. Our roof insurance claims experts are well-versed in working with insurance companies and know how to assist you in getting the most out of your homeowner’s insurance. The insurance company may ask you to provide photographs and documentation of the roof damage. Then, depending on the situation, they may send out an adjuster to inspect the damage and come up with an estimate of the cost of the repairs. Next, the insurance company will review the claim and decide on coverage. If the insurance claim is approved, the insurer will provide funds for the repairs to be completed. However, if the claim is denied, the homeowner is responsible for covering the cost of repairs themselves.